How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Related Content IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities. A Bucket Plan to Go with Your Bucket List Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.