How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Related Content What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. Creating your stream of guaranteed retirement income Your life doesn't stop when your career does. The one thing you don't want to stop, is your paycheck. Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate.