Surprises Making the most of surprises is a great reason to work with us. Related Content What to Look for in an Extended-Care Policy Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance. An Arm and a Leg A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be. Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last.