Our Services

IRA Planning:

We will work closely with you to educate you on the important rules regarding IRA and other tax qualified accounts. When it comes to planning for the distribution of assets currently held in IRA accounts, there are a number of potential hazards that can result in significant penalties and unnecessary taxation. We will help you navigate these pitfalls in order for your IRA's and tax qualified plans to remain intact for you and your beneficiaries.

Tax Reduction:

Working with CPA's and accountants, we strive to help our clients manage or reduce taxes in a number of areas. For example, certain strategies and planning may be used to reduce Social Security income taxes on interest bearing accounts, federal estate taxes, and taxes on IRA's. Tax laws change frequently, therefore it is important to work with a team of professionals to help manage these changes and stay up to date accordingly.

Insurance Planning:

At Senior Advisory Group, we understand the importance of various insurance products and the role they plan in comprehensive wealth management. From Life Insurance, Long Term Care, Disability, Medicare Supplement, and everything in between, our insurance professionals can walk you through all of the confusion regarding insurance and help you make the decision that works for you.

Income Planning:

All IRA's and 401k's are deferring the taxes into the future. At Senior Advisory Group, we employ strategies that use insurance products designed to avoid market losses and provide for tax free distributions in retirement. By avoiding market losses you retain more of your money to keep working for you.

In today's world, retirement planning has shifted from Wealth Accumulation to Wealth Distribution. In other words, how do you ensure you do not outlive your retirement funds. We will work closely with you to develop an income plan in retirement that is designed to not only meet your needs, but also designed to go the distance, and be around as long as you are.

Estate Planning:

For clients of Senior Advisory Group, Estate planning is working to ensure your assets pass safely to the church, charity or family members you choose. With a focus on avoiding probate and minimizing taxation, we help our clients plan the legacy they want, without worrying about Uncle Sam ending up with the biggest share.